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wish you could configure some sort of setting in Steam so that you could let your friends stream games from your PC. the game would still be installed on your PC, and you'd be the one who owns it, but it'd handle swapping out the save files and achievements and that.
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obviously only viable with a fast computer, strong upload and a low ping. and probably by prearrangment about when someone's gonna use the computer. but those are all possible.
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Steam has this feature there in parts - there's Family Sharing (thx for the reminder @pillowfort) for playing a friend's games locally, and Remote Play for streaming a game. Even Remote Play Together, for streaming co-op games to friends while also playing locally.
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*holds hand to earpiece* I'm getting new information... Steam Remote Play Together is available for any game with remote play enabled, not just co-op games? So everything but the savefile shenanigans is already there (the owner has to initiate the session, too, I think).