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@Mappletons I guess I have, although I never knew it had a name. But I've done "a thing with other people where there's no legal entity involved". Basically, they have to trust you to hold onto the money personally & you probably want to avoid making a profit (or you'll pay tax on it)
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@Mappletons the lowest effort legal entity thing in this situation, as far as I know, would be a Community Interest Company. But you def don't want to do that.