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			there's a whole tedious thing happening with my debit card rn. it seems like i'll end up with a monzo card faster than hsbc can sort me out?
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			(i still need a hsbc card to use the monzo card - but i don't need to fight for a contactless one, or for the PIN code (don't ask))
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			oh, relatedly: i should probs change bank? (not from this, especially, just... because) who's best?